614 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 614 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 799 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2021)
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-430-013`

Property Details

APN / Parcel Number

Primary APN	`06-12-430-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	799 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	799 sqft
Basement Area	799 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	614 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR GROUND ADDN LOT 3 BLOCK 2
Legal Subdivision	FAIR GROUND ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4007
Census Tract	850800

Owner

614 Jefferson Ave is owned and occupied by an individual who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	614 JEFFERSON AVE, ELGIN, IL 60120-3960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Venture

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Aug 26, 2002 · Amount on File
Deed Document Number	202120063
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	0000014042
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2021
Property Address	614 JEFFERSON AVE, ELGIN, IL 60120-3960
Document Number	0000020063
Instrument Date	Mar 5, 2021
Instrument	2021K020063
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 JEFFERSON AVE, 614, ELGIN, IL 60120-3960

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	614 JEFFERSON AVE, ELGIN, IL 60120-3960

Mortgage

Document Number	0000020064
Date	Mar 15, 2021
Instrument	2021K020064

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 20, 2017
Property Address	614 JEFFERSON AVE, ELGIN, IL 60120-3960
Document Number	0000014042
Instrument Date	Feb 1, 2017
Instrument	14042
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	614 JEFFERSON AVE ELGIN IL 601203960, ELGIN, IL 60120-3960

Tax Assessment & Valuation

The 2025 property tax bill for 614 Jefferson Ave was $4,566 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,566.00 Homeowner's exemption	$67,858 (+8.57%) Land $21,022 Building $46,836	$203,655 (+8.57%) Land $63,091 Building $140,564
2024		$62,502 Land $19,363 Building $43,139	$187,581 Land $58,112 Building $129,469
2022	$3,944.00 (-8.15%) Homeowner's exemption	$51,488 (+6.96%) Land $15,951 Building $35,537	$154,464 (+6.96%) Land $47,853 Building $106,611
2021	$4,294.00	$48,138 Land $14,913 Building $33,225	$144,414 Land $44,739 Building $99,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 614 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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