607 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 607 Jefferson Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,632 sqft · built 1875
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2022)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-476-002`

Property Details

APN / Parcel Number

Primary APN	`06-12-476-002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,448 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	607 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-5198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR GROUND ADDN LOT 15 BLOCK 1
Legal Subdivision	FAIR GROUND ADDN
Legal Block	1
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4008
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-476-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	607 JEFFERSON AVE, ELGIN, IL 60120-5198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Feb 02, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	20221615
Prior Transfer Date	Dec 02, 2014
Prior Transfer Doc	0000060988
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2022
Property Address	607 JEFFERSON AVE, ELGIN, IL 60120-5198
Document Number	0000001615
Instrument Date	Dec 17, 2021
Instrument	2022K001615
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 JEFFERSON AVE, ELGIN, IL 60120-3803

Mortgage

Document Number	0000001616
Date	Jan 10, 2022
Instrument	2022K001616

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0000001617
Date	Jan 10, 2022
Instrument	2022K001617

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	607 JEFFERSON AVE, ELGIN, IL 60120-5198
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012865
Date	Feb 17, 2021
Instrument	2021K012865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 12, 2020
Property Address	607 JEFFERSON AVE, ELGIN, IL 60120-5198
Document Number	0000024224
Instrument Date	Apr 27, 2020
Instrument	24224
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LEXINGTON LN ROLLING MEADOWS IL 600082157, ROLLING MEADOWS, IL 60008-2157

Mortgage

Document Number	24225
Date	May 12, 2020
Instrument	24225

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 02, 2017
Property Address	607 JEFFERSON AVE, ELGIN, IL 60120-5198
Document Number	0000006499
Instrument Date	Feb 01, 2017
Instrument	2017K006499
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 E CHICAGO ST, ELGIN, IL 60120-6857

Mortgage

Document Number	0000006500
Date	Feb 02, 2017
Instrument	2017K006500

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+25.21%) Homeowner's exemption
2024		$76,200 (+30.24%) Land $19,272 Building $56,928	$228,691 (+30.29%) Land $57,839 Building $170,852
2022	$4,553.00 (-6.7%) Homeowner's exemption	$58,508 (+6.96%) Land $15,876 Building $42,632	$175,524 (+6.96%) Land $47,628 Building $127,896
2021	$4,880.00	$54,701 Land $14,843 Building $39,858	$164,103 Land $44,529 Building $119,574

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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