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614 Gingham Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 614 Gingham Way, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,480 sqft · built 1989
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (May 2021)
Tax Bill$7,186 (2025)
Deeds & MortgagesFeb 2023 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN037-280-071-4

Property Details

APN / Parcel Number

Primary APN037-280-071-4
Alternative APN
  • 037-280-071

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area854 sqft
2nd Floor Area626 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1997
Architectural StyleCluster
Lot Area3,000 sqft (0.069 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address614 GINGHAM WAY
CityOAKLEY
StateCA
Zip94561-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6577 L34
Legal SubdivisionSUBDIVISION 6577
Legal Tract6577
Legal Lot Number34
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2026
Census Tract302006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address614 GINGHAM WAY, OAKLEY, CA 94561-3105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 27, 2021Grant Deed, Transfer · FHA Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Deed Document Number2021157512
Prior Transfer DateJun 8, 2004
Prior Transfer Doc0000226722
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address614 GINGHAM WAY, OAKLEY, CA 94561-3105
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 GINGHAM WAY, OAKLEY, CA 94561-3105

Mortgage

Document Number0000013093
DateFeb 14, 2023
Instrument2023-013093
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term4 Months
DueJun 1, 2023

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 27, 2021
Property Address614 GINGHAM WAY, OAKLEY, CA 94561-3105
Document Number0000157512
Map ReferenceMB 319 PG 41
Instrument DateMay 25, 2021
Instrument2021-157512
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 GINGHAM WAY, OAKLEY, CA 94561-3105

Mortgage

Document Number0000157513
DateMay 27, 2021
Instrument2021-157513
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,000 (-4.3%) Land $241,000 Building $293,000
2025$7,186.00 (+3.51%)$558,000 (+4.69%) Land $251,000 Building $307,000
2023$6,942.00 (-5.77%)$533,000 Land $240,000 Building $293,000
2022$7,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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