607 Gingham Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 607 Gingham Way, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,480 sqft · built 1988
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Dec 2011)
Tax Bill$3,163 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN037-280-033-4

Property Details

APN / Parcel Number

Primary APN037-280-033-4
Alternative APN
  • 037-280-033

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area854 sqft
2nd Floor Area626 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCluster
Lot Area3,000 sqft (0.069 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address607 GINGHAM WAY
CityOAKLEY
StateCA
Zip94561-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH-I
Legal DescriptionT6576 L67
Legal SubdivisionSUBDIVISION 6576
Legal Tract6576
Legal Lot Number67
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2030
Census Tract302006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address607 GINGHAM WAY, OAKLEY, CA 94561-3106
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Aug 3, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2011 · Amount on Record
Deed SaleDec 23, 2011 · Amount on Record
Prior SaleFeb 1, 2011 · Amount on Record
Deed Document Number2011280937
Prior Transfer DateJan 24, 1996
Prior Transfer Doc0000040231
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address607 GINGHAM WAY, OAKLEY, CA 94561-3106
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 GINGHAM WAY, OAKLEY, CA 94561-3106

Mortgage

Document Number0000090606
DateMay 27, 2022
Instrument2022-090606
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 15, 2037

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateDec 23, 2020
Property Address607 GINGHAM WAY, OAKLEY, CA 94561-3106
Document Number0000323807
Map ReferenceDOC 1989-192267
Instrument DateDec 17, 2020
Instrument2020-323807
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address607 GINGHAM WAY, OAKLEY, CA 94561-3106

Mortgage

Document Number0000323808
DateDec 23, 2020
Instrument2020-323808
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address607 GINGHAM WAY, OAKLEY, CA 94561-3106
Document Number0000211515
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address607 GINGHAM WAY OAKLEY CA 945613106, OAKLEY, CA 94561-3106

Mortgage

Document Number0000211515
DateNov 25, 2019
Instrument211515
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 3, 2017
Property Address607 GINGHAM WAY, OAKLEY, CA 94561-3106
Document Number0000139601
Instrument DateJul 28, 2017
Instrument139601
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyWESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address607 GINGHAM WAY OAKLEY CA 945613106, OAKLEY, CA 94561-3106

Mortgage

Document Number139602
DateAug 3, 2017
Instrument139602
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$192,163 (+2%) Land $35,868 Building $156,295
2025$3,163.00 (+2.66%)$188,396 (+4.04%) Land $35,165 Building $153,231
2023$3,081.00 (+0.65%)$181,082 Land $33,800 Building $147,282
2022$3,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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