Montgomery County property record for 614 Eldorado St, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1906 |
| Square Footage | 1,944 sqft Finished Area |
| Lot Size | 43,714 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2021) |
| Tax Bill | $662.00 (2025) |
| Primary APN | 7538 05 18 3884 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,944 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,714 sqft (1 acres) |
| Garage Area | 480 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Account Number | 1484917 |
|---|---|
| Street Address | 614 ELDORADO ST |
| City | TROY |
| State | NC |
| Zip | 27371-2628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELL ELDORADO STREET |
| Legal Subdivision | BELL |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3051 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 05 18 3884
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 614 ELDORADO ST, TROY, NC 27371-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 16, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Prior Sale | Apr 01, 2003 |
| Deed Doc Number | 2021370607 |
| Deed Book / Page | 885 / 145 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Oct 07, 2021 |
| Property Address | 614 ELDORADO ST, TROY, NC 27371-2628 |
| Document Number | 885/145 |
| Book / Page | 885 / 145 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 370607 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 WILIS LANE, 315, WEST END, NC 27376 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 614 ELDORADO ST, TROY, NC 27371-2628 |
| Document Number | 370608 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 370608 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 614 ELDORADO ST, TROY, NC 27371-2628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0835/0062 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 0835/0062 |
| Instrument | 360537 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $662.00 | $107,692 (-) Land $18,000 Building $89,692 | $107,692 (-) Land $18,000 Building $89,692 |
| 2023 | $107,692 Land $18,000 Building $89,692 | $107,692 Land $18,000 Building $89,692 |
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