515 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 515 Eldorado St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	2,076 sqft Finished Area
Lot Size	41,818 sqft (0.96 acres)
Occupancy	Owner Occupied
Last Sale	$20,000 (2016)
Tax Bill	$1,167.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7538 05 18 3269`
Alternative APN	`1483441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,076 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	41,818 sqft (0.96 acres)
Depth X Width	259 ft x 168 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1483441
Street Address	515 ELDORADO ST
City	TROY
State	NC
Zip	27371-2647
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLIS ELDORADO ST.
Jurisdiction	MONTGOMERY NC
Minor Civil Division	TROY
Census Blockgroup	2
Census Block	2010
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 05 18 3269

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 ELDORADO ST, TROY, NC 27371-2647
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2016 · Amount on Record
Deed Sale	Mar 08, 2016 · Amount on Record
Prior Sale	Jan 01, 1982
Deed Doc Number	2016345455
Deed Book / Page	767 / 112
Last Transfer Date	Dec 03, 2020
Transfer Doc	000861/490
Record Refreshed	Jun 08, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 09, 2020
Property Address	515 ELDORADO ST, TROY, NC 27371-2647
Document Number	000861/490
Book / Page	861 / 490
Map Reference	MB 2020 PG 863
Instrument Date	Dec 03, 2020
Instrument	365866
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ELDORADO ST, TROY, NC 27371-2647

Mortgage

Document Number	0000365867
Date	Dec 09, 2020
Instrument	365867

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 01, 2026
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00	$189,848 (-) Land $19,152 Building $170,696	$189,848 (-) Land $19,152 Building $170,696
2023		$189,848 Land $19,152 Building $170,696	$189,848 Land $19,152 Building $170,696