614 E Main St, Fruitland, MD 21826 Property Records

Wicomico County property record for 614 E Main St, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,482 sqft · built 2003
Lot Size	0.421 acres (18,356 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2022)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-015822`

Property Details

APN / Parcel Number

Primary APN	`16-015822`
Alternative APN	`015822`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,482 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,356 sqft (0.421 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015822
Street Address	614 E MAIN ST
City	FRUITLAND
State	MD
Zip	21826-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	L-3 18,356 SQFT 614 E MAIN ST EAST FIELDS SUB PH 1
Legal Subdivision	EAST FIELDS SUB
Legal Phase	1
Legal Lot Number	3
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	4
Census Block	4014
Census Tract	10501

Owner

614 E Main St is owned and occupied by two individuals who bought it in March 2022.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 E MAIN ST, FRUITLAND, MD 21826-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Mar 13, 2020	Grant Deed, Transfer EMBRACE HM LOANS
Oct 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Book / Page	5055 / 192
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0043860384
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 9, 2022
Property Address	614 E MAIN ST, FRUITLAND, MD 21826-2114
Document Number	0050550192
Book / Page	5055 / 192
Map Reference	CAB 14 PG 309
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E MAIN ST, FRUITLAND, MD 21826-2114

Mortgage

Document Number	0005055200
Date	Mar 9, 2022
Instrument	5055/200

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 13, 2020
Property Address	614 E MAIN ST, FRUITLAND, MD 21826-2114
Document Number	0046070417
Book / Page	004607 / 000417
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 E MAIN STRECT FRUITLAND MD 21826, FRUITLAND, MD 21826

Mortgage

Document Number	46070423
Date	Mar 13, 2020
Book Page	004607/000423

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 10, 2018
Property Address	614 E MAIN ST, FRUITLAND, MD 21826-2114
Document Number	0043860384
Book / Page	004386 / 000384
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	DELMARVA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	614 E MAIN ST FRUITLAND MD 218262114, FRUITLAND, MD 21826-2114

Mortgage

Document Number	43890093
Date	Oct 10, 2018
Book Page	004389/000093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 614 E Main St was $2,039.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,800 (+7.96%)	$256,400 (-) Land $34,600 Building $221,800
2025	$2,039.00	$221,200	$256,400 Land $34,600 Building $221,800
2023	$1,932.00	$193,733	$203,600 Land $34,600 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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