609 E Main St, Fruitland, MD 21826 Property Records

Wicomico County property record for 609 E Main St, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 1991
Lot Size	0.451 acres (19,640 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2016)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-033553`

Property Details

APN / Parcel Number

Primary APN	`16-033553`
Alternative APN	`033553`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,640 sqft (0.451 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033553
Street Address	609 E MAIN ST
City	FRUITLAND
State	MD
Zip	21826-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	L-19,640 SQFT 609 E MAIN ST CITY OF FRUITLAND
Legal Subdivision	CROSSWINDS CONDO PH 02
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	4
Census Block	4006
Census Tract	10501

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E MAIN ST, FRUITLAND, MD 21826-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 22, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Apr 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Prior Sale	Aug 16, 2011 · Amount on Record
Deed Book / Page	4034 / 400
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	0027610526
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	609 E MAIN ST, FRUITLAND, MD 21826-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREESTATE TITLE CONSULTANTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042630444
Date	Dec 12, 2017
Book Page	4263/444
Instrument	4263-444

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WICOMICO MD
Property Address	609 E MAIN ST, FRUITLAND, MD 21826-2113
Document Number	0046430281
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E MAIN ST FRUITLAND MD 218262113, FRUITLAND, MD 21826-2113

Mortgage

Document Number	0046430281
Date	Jun 4, 2020
Book Page	004643/000281

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	609 E MAIN ST, FRUITLAND, MD 21826-2113
Document Number	0046450255
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E MAIN ST FRUITLAND MD 218262113, FRUITLAND, MD 21826-2113

Mortgage

Document Number	0046450255
Date	Jun 9, 2020
Book Page	004645/000255

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,800 (+9.13%)	$243,600 (-) Land $34,900 Building $208,700
2025	$1,899.00 (+7.11%)	$206,000 (+15.88%)	$243,600 (+30.13%) Land $34,900 Building $208,700
2023	$1,773.00	$177,767	$187,200 Land $34,900 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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