Montezuma County property record for 609 E 4th St, Cortez, CO 81321 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1957 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Apr 2003) |
| Tax Bill | $765 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010194 |
| Primary APN | R010194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010194 |
|---|---|
| Street Address | 609 E 4TH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION LOT: 8 BLOCK: 6 B553 P200 B683 P537 R/473044 |
| Legal Subdivision | MCBRIDE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 969400 |
Source: Montezuma County records · APN R010194
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 E 4TH ST, CORTEZ, CO 81321-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Aug 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2003 · Amount on Record |
| Deed Sale | Apr 03, 2003 · Amount on Record |
| Prior Sale | Dec 15, 1993 · Amount on Record |
| Deed Document Number | 2003511988 |
| Last Transfer Date | Feb 16, 2005 |
| Transfer Doc | 0000529713 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 609 E 4TH ST, CORTEZ, CO 81321-3923 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000615541 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 615541 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 609 E 4TH ST, CORTEZ, CO 81321-3923 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000631066 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 631066 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Feb 01, 2048 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $765.00 (+37.59%) | $15,180 (+4%) Land $1,707 Building $13,473 | $190,704 (+39.99%) Land $21,450 Building $169,254 |
| 2024 | $556.00 (+9.88%) | $10,843 (-28.76%) Land $2,049 Building $8,794 | $136,223 (-28.76%) Land $25,742 Building $110,481 |
| 2023 | $506.00 (+2.02%) | $15,221 (+48.45%) Land $2,876 Building $12,345 | $191,223 (+48.45%) Land $36,135 Building $155,088 |
| 2022 | $496.00 | $10,253 Land $1,313 Building $8,940 | $128,817 Land $16,500 Building $112,317 |
Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures