614 Cumslo Rd, Gray, GA 31032 Property Records

Jones County property record for 614 Cumslo Rd, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1972
Lot Size	9.87 acres (429,937 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`J45-096`

Property Details

APN / Parcel Number

Primary APN	`J45-096`
Alternative APNs	`J45 00 096` `6015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,364 sqft Heated Area
1st Floor Area	2,364 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	429,937 sqft (9.87 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Slab
Porch Area	705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6015
Street Address	614 CUMSLO RD
City	GRAY
State	GA
Zip	31032-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	CUMSLO RD TR 2 DB 1149/510 PB 13/239
Legal Subdivision	TRACT 02
Legal Tract	2
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2007
Census Tract	30304

Owner

614 Cumslo Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Jones County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 CUMSLO RD, GRAY, GA 31032-4708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage EXCHANGE BANK
Oct 11, 2023	Deed of Trust, Mortgage EXCHANGE BANK
Aug 8, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023
Deed Sale	Aug 8, 2023
Prior Sale	Feb 2, 2023
Deed Book / Page	1149 / 510
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0011400209
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	614 CUMSLO RD, GRAY, GA 31032-4708
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CUMSLO RD, GRAY, GA 31032-4708

Mortgage

Document Number	0011920000000044
Date	Dec 10, 2025
Book Page	0000001192/0000000044

Lender

Name	EXCHANGE BANK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	614 CUMSLO RD, GRAY, GA 31032-4708
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CUMSLO RD, GRAY, GA 31032-4708

Mortgage

Document Number	0011520000000562
Date	Oct 11, 2023
Book Page	0000001152/0000000562

Lender

Name	EXCHANGE BANK

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2028

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Aug 8, 2023
Property Address	614 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0011490510
Book / Page	1149 / 510
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 CUMSLO RD, GRAY, GA 31032-4708

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Dec 28, 2022
Property Address	614 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0011400209
Book / Page	1140 / 209
Instrument Date	Dec 28, 2022
Instrument	2023-000111
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 CUMSLO RD, GRAY, GA 31032-4708

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	614 CUMSLO RD, GRAY, GA 31032-4708
Document Number	0010020304
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CUMSLO GRAY GRAY GA 31032, GRAY, GA 31032

Mortgage

Document Number	0010020304
Date	Jul 15, 2019
Book Page	001002/000304
Instrument	2011

Lender

Name	CADENCE BK NA
Address	THE WOODLANDS, TX 77380

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 614 Cumslo Rd was $3,107 with a homeowner's exemption.

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 Homeowner's exemption	$98,431 Land $30,072 Building $68,359	$246,078 Land $75,180 Building $170,898
2023	$2,098.00 (+1.6%) Homeowner's exemption	$58,402 (+1.75%) Land $20,048 Building $38,354	$146,005 (+1.75%) Land $50,120 Building $95,885
2022	$2,065.00 Homeowner's exemption	$57,400 Land $19,046 Building $38,354	$143,499 Land $47,614 Building $95,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Cumslo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Cumslo Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Windstream.

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