465 Cumslo Rd, Gray, GA 31032 Property Records

Jones County property record for 465 Cumslo Rd, Gray, GA 31032

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,484 sqft · built 2003
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on File
Last Sale$124,000 (Jun 2018)
Tax Bill$2,182 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNJ45-095A

Property Details

APN / Parcel Number

Primary APNJ45-095A
Alternative APNs
  • J45 00 095A
  • 13217

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,484 sqft Heated Area
1st Floor Area1,484 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleSplit Level
Exterior MaterialVinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area95,832 sqft (2.2 acres)
TerrainRolling
Garage Area420 sqft
PorchOpen Porch
Porch Area339 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Account Number13217
Old Parcel NumberJ4500095A
Street Address465 CUMSLO RD
CityGRAY
StateGA
Zip31032-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code004
Legal DescriptionCUMSLO RD PR-D-2 PB 16/198 DB 977/231
Legal Lot Number17
JurisdictionJONES GA
Township / Civil DivisionGRAY-MACON EAST
Census Block Group1
Census Block1034
Census Tract30305

Owner

465 Cumslo Rd is owned and occupied by two individuals who acquired it in June 2018.

Source: Jones County records, as of January 19, 2026

Owner of Record2 Individual Names on File
Mailing Address465 CUMSLO RD, GRAY, GA 31032-4705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2018 · Amount on File
Deed SaleJun 26, 2018 · Amount on File
Deed Document Number0000977231
Deed Book / Page977 / 231
Last Transfer DateJun 27, 2018
Transfer Doc0009770231
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJONES GA
Recording DateJun 27, 2018
Property Address465 CUMSLO RD, GRAY, GA 31032-4705
Document Number0009770231
Book / Page000977 / 000231
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedJul 16, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$124.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address465 CUMSLO RD GRAY GA 310324705, GRAY, GA 31032-4705

Mortgage

Document Number9770232
DateJun 27, 2018
Book Page000977/000232
Lender
NameROBINS FCU
TypeCredit Union
AddressWARNER ROBINS, GA 31093
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 465 Cumslo Rd was $2,182 with exemptions applied.

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyJones County
Unified School DistrictJones County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,182.00 Homeowner's exemption Senior Citizen's exemption$78,496 Land $11,946 Building $66,550$196,239 Land $29,865 Building $166,374
2023$1,433.00 (-22.58%) Homeowner's exemption$51,843 (+0.77%) Land $7,964 Building $43,879$129,607 (+0.77%) Land $19,910 Building $109,697
2022$1,851.00 Homeowner's exemption$51,445 Land $7,566 Building $43,879$128,612 Land $18,915 Building $109,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Cumslo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Cumslo Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 42% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tri-CoGo
Fiber
1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumslo Rd

Nearby Streets

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