614 Clair St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 614 Clair St, Cedar Falls, IA 50613

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,396 sqft · built 2014
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Nov 2022)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`8914-01-151-018`

Property Details

APN / Parcel Number

Primary APN	`8914-01-151-018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	300 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	8 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	614 CLAIR ST
City	CEDAR FALLS
State	IA
Zip	50613-1345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GOLDEN EARTH ADDITION W 1 FT OF LOT 4 AND LOT 5 EXC THAT PART DESC AS AT NW CORNER LOT 5 TH S 89 DEG 36 MIN 45 SEC E 49.95 FT
Legal Range	14W
Legal Township	89N
Legal Section	01
Legal Subdivision	GOLDEN EARTH ADDITION
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3022
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	614 CLAIR ST, CEDAR FALLS, IA 50613-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	20229549
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	614 CLAIR ST, CEDAR FALLS, IA 50613-1345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700019699
Date	May 11, 2017
Instrument	2017-00019699

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+4.93%) Homeowner's exemption	$217,750 (+12.17%) Land $18,360 Building $199,390	$217,750 (+12.17%) Land $18,360 Building $199,390
2024	$2,960.00 (+3.14%)
2023		$194,130 (+18.13%) Land $18,360 Building $175,770	$194,130 (+18.13%) Land $18,360 Building $175,770
2022	$2,870.00 Homeowner's exemption	$164,340 Land $18,360 Building $145,980
2021			$164,340 Land $18,360 Building $145,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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