427 Clair St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 427 Clair St, Cedar Falls, IA 50613

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,760 sqft · built 2008
Lot Size	0.408 acres (17,760 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Oct 2017 Sale Oct 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`8914-01-104-031`

Property Details

APN / Parcel Number

Primary APN	`8914-01-104-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,184 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,760 sqft (0.408 acres)
Lot Dimensions	148 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,008 sqft

Exterior Amenities

Porch	Porch
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	427 CLAIR ST
City	CEDAR FALLS
State	IA
Zip	50613-1309
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CEDAR ACRES ADDITION LOT 46 AND LOT 47
Legal Range	14W
Legal Township	89N
Legal Section	01
Legal Subdivision	CEDAR ACRES ADDITION
Legal Lot Number	46,47
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3029
Census Tract	2604

Owner

Source: Black Hawk County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 CLAY ST, CEDAR FALLS, IA 50613-2726
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Warranty Deed, Transfer
Oct 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 2017
Transfer Doc	201800007291
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 25, 2017
Property Address	427 CLAIR ST, CEDAR FALLS, IA 50613-1309
Document Number	201800007292
Instrument Date	Oct 20, 2017
Instrument	2018-00007292
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CLAY ST, CEDAR FALLS, IA 50613-2726
Investor	Possibly a Property Investor

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 25, 2017
Property Address	427 CLAIR ST, CEDAR FALLS, IA 50613-1309
Document Number	201800007291
Instrument Date	Oct 13, 2017
Instrument	2018-00007291
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 WESTERN AVE, CEDAR FALLS, IA 50613-1064

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$28,090 (-) Land $28,090	$28,090 (-) Land $28,090
2023	$28,090	$28,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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