614 Cherry St, Midland, MI 48640 Property Records

Midland County property record for 614 Cherry St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,485 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Mar 2022)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-60-256`

Property Details

APN / Parcel Number

Primary APN	`14-15-60-256`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	614 CHERRY ST
City	MIDLAND
State	MI
Zip	48640-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 8 BLK 4 ASSRS PLAT OF EASTLAWN ADD
Legal Subdivision	ASSRS PLAT OF EASTLAWN ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3004
Census Tract	290200

Owner

614 Cherry St is owned and occupied by two individuals who bought it in March 2022.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 CHERRY ST, MIDLAND, MI 48640-5620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer CROSSROADS TITLE AGENCY
Mar 22, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	1655 / 602
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	001655/994
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 31, 2022
Property Address	614 CHERRY ST, MIDLAND, MI 48640-5620
Document Number	001655/994
Book / Page	1655 / 994
Map Reference	LB A PG 56
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	CROSSROADS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CHERRY ST, MIDLAND, MI 48640-5620

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 22, 2022
Property Address	614 CHERRY ST, MIDLAND, MI 48640-5620
Document Number	001655/602
Book / Page	1655 / 602
Map Reference	LB A PG 56
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 CHERRY ST, 614, MIDLAND, MI 48640-5620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BRADLEY CT, MIDLAND, MI 48640-5511

Mortgage

Document Number	0001655603
Date	Mar 22, 2022
Instrument	1655/603

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 614 Cherry St was $2,438 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,600 (+12.06%)	$167,200 (+12.06%)
2025	$2,438.00 (+1.04%) Homeowner's exemption	$74,600	$149,200
2024	$2,413.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 614 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Omni Fiber, Ripple Fiber, Verizon.

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