413 Cherry St, Midland, MI 48640 Property Records

Midland County property record for 413 Cherry St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$2,224 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-15-60-314`

Property Details

APN / Parcel Number

Primary APN	`14-15-60-314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,233 sqft
Basement Area	1,233 sqft
Unfinished Basement	1,243 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 CHERRY ST
City	MIDLAND
State	MI
Zip	48640-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	BEG 33 FT W & 235 FT S OF NE COR OF NW 1/4 OF SW 1/4 OF SEC 15, W 120 FT, S 95 FT, E 120 FT,N 95 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3003
Census Tract	290200

Owner

Source: Midland County assessment roll, APN 14-15-60-314, as of August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 CHERRY ST, MIDLAND, MI 48640-5669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	413 CHERRY ST, MIDLAND, MI 48640-5669
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHERRY ST, MIDLAND, MI 48640-5669

Mortgage

Document Number	01664/1270
Date	May 08, 2023
Book Page	1664/1270

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Midland County assessment roll as of August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,200	$186,400
2025	$2,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), as of February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 303 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Omni Fiber, Ripple Fiber, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0004370, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.