61396 Elkhorn St, Bend, OR 97702 Property Records

Deschutes County property record for 61396 Elkhorn St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2017)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181208-CB-00600`

Property Details

APN / Parcel Number

Primary APN	`181208-CB-00600`
Alternative APNs	`R1001181208CB00600` `188069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,614 sqft
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	188069
Street Address	61396 ELKHORN ST
City	BEND
State	OR
Zip	97702-2189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ELKHORN ESTATES PHASE 1 2 & 3 LOT 20
Legal Range	12
Legal Township	18
Legal Section	08
Legal Subdivision	ELKHORN ESTATES PHASE 1 2 & 3
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2103

Owner

61396 Elkhorn St is owned and occupied by two individuals who bought it in March 2017.

Source: Deschutes County records, as of November 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	61396 ELKHORN ST, BEND, OR 97702-2189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC
Mar 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Dec 2, 2011 · Amount on File
Deed Document Number	201711631
Prior Transfer Date	Dec 12, 2011
Prior Transfer Doc	0000044786
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61396 ELKHORN ST, BEND, OR 97702-2189
Document Number	0000024346
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61396 ELKHORN ST BEND OR 977022189, BEND, OR 97702-2189

Mortgage

Document Number	0000024346
Date	May 28, 2020
Instrument	24346

Lender

Name	ARBOR MORTGAGE GROUP LLC ARBOR MORTGAGE GROUP LLC
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 27, 2017
Property Address	61396 ELKHORN ST, BEND, OR 97702-2189
Document Number	0000011631
Instrument Date	Mar 3, 2017
Instrument	2017-11631
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61396 ELKHORN ST, BEND, OR 97702-2189

Mortgage

Document Number	0000011632
Date	Mar 27, 2017
Instrument	2017-11632

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 61396 Elkhorn St was $3,144, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+3.93%)	$186,110 (+3%)	$464,740 (+3.16%) Land $172,670 Building $292,070
2024	$3,025.00 (+7.88%)	$180,690 (+3%)	$450,500 (-) Land $158,430 Building $292,070
2023	$2,804.00	$175,430	$450,500 Land $158,430 Building $292,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61396 Elkhorn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 61396 Elkhorn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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