61384 Elkhorn St, Bend, OR 97702 Property Records

Deschutes County property record for 61384 Elkhorn St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,681 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Apr 2019)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181208-CB-00900`

Property Details

APN / Parcel Number

Primary APN	`181208-CB-00900`
Alternative APNs	`R1001181208CB00900` `188072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	895 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	462 sqft
Deck Area	223 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	188072
Street Address	61384 ELKHORN ST
City	BEND
State	OR
Zip	97702-2189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ELKHORN ESTATES PHASE 1 2 & 3 LOT PT 15
Legal Range	12
Legal Township	18
Legal Section	08
Legal Subdivision	ELKHORN ESTATES PHASE 1 2 & 3
Legal Lot Number	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2103

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61384 ELKHORN ST, BEND, OR 97702-2189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 19, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Apr 3, 2018	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	201912368
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 13, 2026
Property Address	61384 ELKHORN ST, BEND, OR 97702-2189
Document Number	0000020721
Instrument Date	Jul 7, 2026
Instrument	202620721
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61384 ELKHORN ST, BEND, OR 97702-2189

Mortgage

Document Number	0000020721,
Date	Jul 13, 2026
Instrument	202620721

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61384 ELKHORN ST, BEND, OR 97702-2189
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011317
Date	May 15, 2023
Instrument	2023-11317

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61384 ELKHORN ST, BEND, OR 97702-2189
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032076
Date	May 25, 2021
Instrument	2021-32076

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 19, 2019
Property Address	61384 ELKHORN ST, BEND, OR 97702-2189
Document Number	0000012368
Instrument Date	Apr 17, 2019
Instrument	12368
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	61384 ELKHORN ST BEND OR 977022189, BEND, OR 97702-2189

Mortgage

Document Number	12369
Date	Apr 19, 2019
Instrument	12369

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 3, 2018
Property Address	61384 ELKHORN ST, BEND, OR 97702-2189
Document Number	0000013329
Instrument Date	Mar 30, 2018
Instrument	13329
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3060 LA PINE OR 977393060, LA PINE, OR 97739-3060

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,843.00 (+3.95%)	$227,460 (+3%)	$650,540 (+2.56%) Land $194,710 Building $455,830
2024	$3,697.00 (+7.88%)	$220,840 (+3%)	$634,290 (-) Land $178,460 Building $455,830
2023	$3,427.00	$214,410	$634,290 Land $178,460 Building $455,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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