Howard County property record for 6137 Downs Ridge Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,884 sqft · built 1999 |
| Lot Size | 0.191 acres (8,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Nov 2018) |
| Tax Bill | $622 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-280406 |
| Primary APN | 01-280406 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Total Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,327 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 280406 |
|---|---|
| Street Address | 6137 DOWNS RIDGE CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 15 8,327 SQ' 6137 DOWNS RIDGE CT R/W WILLIAMS KNOLL SEC 1 |
| Legal Subdivision | WILLIAMS KNOLL |
| Legal Lot Number | 15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Aug 9, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Sep 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 6, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2006 · Amount on Record |
| Deed Book / Page | 18453 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0193430081 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 19343/81 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0188180331 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 18818/331 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0200980284 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 20098/284 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0217410288 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 21741/288 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 6, 2018 |
| Property Address | 6137 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0184530204 |
| Book / Page | 018453 / 000204 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6137 DOWNS RIDGE CT ELKRIDGE MD 210756598, ELKRIDGE, MD 21075-6598 |
| Document Number | 184530210 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 018453/000210 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622.00 | $556,200 (+4.76%) Land $194,900 Building $361,300 | $556,200 (-) Land $194,900 Building $361,300 |
| 2025 | $622.00 (-88.04%) | $530,933 (+10.52%) | $556,200 (+15.78%) Land $194,900 Building $361,300 |
| 2023 | $480,400 Land $239,900 Building $240,500 | $480,400 Land $239,900 Building $240,500 | |
| 2022 | $5,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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