6137 Panola Pass, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 6137 Panola Pass, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,550 sqft · built 2020
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$329,600 (Jul 2020)
Tax Bill	$7,629 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G14431B0101100000`

Property Details

APN / Parcel Number

Primary APN	`1G14431B0101100000`
Alternative APNs	`000000165787` `000000245691` `165787`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	1,579 sqft
2nd Floor Area	971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6137 PANOLA PASS
City	SCHERTZ
State	TX
Zip	78108-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD 1-B BLOCK 1 LOT 11 .26 AC
Legal Subdivision	HOMESTEAD 1-B
Legal Tract	11
Legal Block	1
Legal Lot Number	11
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1014
Census Tract	210614

Owner

6137 Panola Pass is owned and occupied by two individuals who bought it in July 2020.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6137 PANOLA PASS, SCHERTZ, TX 78108-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GO DIRECT LENDERS LLC
Jul 8, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage INTERLINC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Deed Document Number	202099017276
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0099017276
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099037191
Date	Oct 27, 2021
Instrument	202199037191

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	ENCINO, CA 91316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 8, 2020
Property Address	6137 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000017276
Instrument Date	Jun 30, 2020
Instrument	17276
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2020
Title Company	STEWART TITLE-BITTERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6137 PANOLA PASS SCHERTZ TX 781080019, SCHERTZ, TX 78108-0019

Mortgage

Document Number	17277
Date	Jul 8, 2020
Instrument	17277

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77086

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6137 Panola Pass was $7,629 with a homeowner's exemption, up 4.9% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,923 (+3.74%) Land $79,626 Building $415,297	$494,923 (-2.11%) Land $79,626 Building $415,297
2025	$7,629.00 (+4.87%) Homeowner's exemption	$477,078 Land $66,208 Building $439,385	$505,593 Land $66,208 Building $439,385
2024	$7,275.00 (+11.44%)
2023	$6,528.00 (-9.4%) Homeowner's exemption	$534,986 Land $98,811 Building $436,175	$534,986 Land $98,811 Building $436,175
2022	$7,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6137 Panola Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6137 Panola Pass is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

Nearby Properties on Panola Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures