6124 Panola Pass, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 6124 Panola Pass, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$308,500 (Feb 2020)
Tax Bill	$6,790 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G14431B0100700000`

Property Details

APN / Parcel Number

Primary APN	`1G14431B0100700000`
Alternative APNs	`000000165783` `000000241821` `165783`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	1,134 sqft
2nd Floor Area	1,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6124 PANOLA PASS
City	SCHERTZ
State	TX
Zip	78108-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD 1-B BLOCK 1 LOT 7 .16 AC
Legal Subdivision	HOMESTEAD 1-B
Legal Tract	7
Legal Block	1
Legal Lot Number	7
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1014
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6124 PANOLA PASS, SCHERTZ, TX 78108-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Nov 4, 2024	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Feb 20, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage PULTE MTG
Jul 17, 2019	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202099004310
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0099004310
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099029822
Date	Sep 22, 2022
Instrument	202299029822

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 PANOLA PASS, SCHERTZ, TX 78108-0019

Mortgage

Document Number	0099027073
Date	Nov 4, 2024
Instrument	202499027073

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2064

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 20, 2020
Property Address	6124 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000004310
Instrument Date	Feb 19, 2020
Instrument	4310
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2020
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 PANOLA PASS SCHERTZ TX 781080019, SCHERTZ, TX 78108-0019

Mortgage

Document Number	4311
Date	Feb 20, 2020
Instrument	4311

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 17, 2019
Property Address	6124 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000015912
Instrument Date	Jul 12, 2019
Instrument	15912
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1718 DRY CREEK WAY #120 SAN ANTONIO TX 782591837, 120, SAN ANTONIO, TX 78259-1837

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,793 (-2.67%) Land $62,214 Building $359,579	$421,793 (-2.67%) Land $62,214 Building $359,579
2025	$6,790.00 (+1.19%) Homeowner's exemption	$433,359 (-5.99%) Land $47,608 Building $385,751	$433,359 (-5.99%) Land $47,608 Building $385,751
2024	$6,710.00 (-7.5%)
2023	$7,254.00 (-8.61%) Homeowner's exemption	$460,954 Land $74,547 Building $386,407	$460,954 Land $74,547 Building $386,407
2022	$7,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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