6136 Harbor Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 6136 Harbor Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,472 sqft · built 1981
Lot Size	1.95 acres (84,937 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2023)
Tax Bill	$3,087 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09006A0007.000000`

Property Details

APN / Parcel Number

Primary APN	`09006A0007.000000`
Alternative APNs	`5568 13 3466` `2457150` `160863`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,472 sqft Living Area
Gross Area	5,290 sqft
1st Floor Area	2,142 sqft
Upper Floors Area	1,330 sqft
Basement Area	1,386 sqft
Unfinished Basement	1,386 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,937 sqft (1.95 acres)
Driveway	Asphalt Driveway
Driveway Area	4,800 sqft
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	160863
Street Address	6136 HARBOR DR
City	CONCORD
State	NC
Zip	28025-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LTS 55-6 & P/O 50 LAKE SHORE ESTATES
Legal Subdivision	LAKE SHORE ESTATES
Legal Lot Number	6-55
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	1
Census Block	1001
Census Tract	41602

Owner

6136 Harbor Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6136 HARBOR DR, CONCORD, NC 28025-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	May 1, 1981 · Amount on File
Deed Document Number	2023819
Deed Book / Page	16343 / 158
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 13, 2023
Property Address	6136 HARBOR DR, CONCORD, NC 28025-6006
Document Number	0016343158
Book / Page	16343 / 158
Map Reference	MB 19 PG 24
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ERICA PL, GREENWOOD, SC 29649-8497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6136 HARBOR DR, CONCORD, NC 28025-6006

Mortgage

Document Number	0163430162
Date	Jan 13, 2023
Instrument	16343-0162

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,630 Land $198,000 Building $451,630
2024			$649,630 (+75.1%) Land $198,000 Building $451,630
2023	$3,087.00	$371,000 Land $90,000 Building $281,000	$371,000 Land $90,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6136 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6136 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35