Cabarrus County property record for 6101 Harbor Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,259 sqft · built 1996 |
| Lot Size | 1.76 acres (77,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Nov 1983) |
| Tax Bill | $3,438 (2023) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09006A0025.000000 |
| Primary APN | 09006A0025.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 5,933 sqft |
| 1st Floor Area | 2,259 sqft |
| Upper Floors Area | 1,606 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,027 sqft (1.76 acres) |
| Lot Dimensions | 197 ft deep x 391 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,300 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 712 sqft |
| Patio Area | 712 sqft |
| Storage Building | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 115636 |
|---|---|
| Street Address | 6101 HARBOR DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LTS 59-60 LAKE SHORE ESTATES |
| Legal Subdivision | LAKE SHORE ESTATES |
| Legal Lot Number | 59-60 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41602 |
6101 Harbor Dr is owned and occupied by an individual who acquired it in May 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6101 HARBOR DR, CONCORD, NC 28025-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| May 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1983 · Amount on File |
| Deed Sale | Nov 1, 1983 · Amount on File |
| Deed Book / Page | 566 / 429 |
| Last Transfer Date | May 8, 2017 |
| Transfer Doc | 12477129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 6101 HARBOR DR, CONCORD, NC 28025-6002 |
| Document Number | 1259053 |
| Book / Page | 012590 / 000053 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 6101 HARBOR DR CONCORD NC 280256002, CONCORD, NC 28025-6002 |
| Document Number | 1259053 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 012590/000053 |
| Instrument | 18460 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 8, 2017 |
| Property Address | 6101 HARBOR DR, CONCORD, NC 28025-6002 |
| Document Number | 12477129 |
| Book / Page | 012477 / 000129 |
| Instrument Date | May 8, 2017 |
| Instrument | 11363 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6101 HARBOR DR CONCORD NC 280256002, CONCORD, NC 28025-6002 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,240 (-) Land $133,750 Building $505,490 | ||
| 2025 | $639,240 Land $133,750 Building $505,490 | ||
| 2024 | $639,240 (+54.7%) Land $133,750 Building $505,490 | ||
| 2023 | $3,438.00 | $413,220 Land $87,500 Building $325,720 | $413,220 Land $87,500 Building $325,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6101 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6101 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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