61321 Frances St, Cassopolis, MI 49031 Property Records

Cass County property record for 61321 Frances St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,712 sqft · built 1957
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Apr 2026)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-040-270-001-00`

Property Details

APN / Parcel Number

Primary APN	`14-040-270-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,712 sqft Building Perimeter
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	49,658 sqft (1.14 acres)
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	61321 FRANCES ST
City	CASSOPOLIS
State	MI
Zip	49031-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	384409 906 LOT 1 DIAMOND MEADOW.
Legal Subdivision	DIAMOND MEADOW
Legal Lot Number	1
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2040
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20779 DECATUR ST, CASSOPOLIS, MI 49031-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 16, 2026	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 5, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	202630981
Deed Book / Page	1275 / 195
Prior Transfer Date	Aug 9, 2023
Prior Transfer Doc	0000205414
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001194/206
Date	Apr 16, 2021
Book Page	1194/206

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 16, 2026
Property Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415
Document Number	001275/195
Book / Page	1275 / 195
Instrument Date	Apr 15, 2026
Instrument	202630981
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20779 DECATUR ST, CASSOPOLIS, MI 49031-9384

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Mar 6, 2023
Property Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415
Document Number	01229/1838
Book / Page	1229 / 1838
Map Reference	LB 1-H PG 392
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415

Mortgage

Document Number	01229/1841
Date	Mar 6, 2023
Book Page	1229/1841

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 1, 2017
Property Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415
Document Number	1126/1375
Book / Page	1126 / 1375
Map Reference	LB1-H PG392
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415

Mortgage

Document Number	11261378
Date	Aug 1, 2017
Instrument	1126/1378

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jun 5, 2017
Property Address	61321 FRANCES ST, CASSOPOLIS, MI 49031-9415
Document Number	1124/0121
Book / Page	1124 / 0121
Map Reference	LB1-H PG392
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1513 102ND AVE, OTSEGO, MI 49078-9643

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900 (+9.12%) Land $120,900	$241,800 (+9.12%) Land $241,800
2025	$2,822.00 (+2.25%) Homeowner's exemption	$110,800 (+9.38%) Land $110,800	$221,600 (+9.38%) Land $221,600
2024	$2,760.00 (+52.91%)
2023		$101,300	$202,600
2022	$1,805.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY WATER SYSTEM serves 1,350 people · EPA ID MI0005234
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications, Verizon.

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