Kenton County property record for 613 Willow St, Elsmere, KY 41018 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 845 sqft · built 1982 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,010 (Jan 2026) |
| Tax Bill | $1,388 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-21-022.03 |
| Primary APN | 003-40-21-022.03 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 845 sqft Finished Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 613 WILLOW ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOT 265-A |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 265A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 65700 |
Source: Kenton County records · APN 003-40-21-022.03
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 455 SPILLMAN DR, DRY RIDGE, KY 41035-7466 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 04, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage BPL MORTGAGE TRUST LLC |
| Jan 29, 2026 | Special Warranty Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Deed Document Number | 20261700 |
| Deed Book / Page | 387 / 113 |
| Last Transfer Date | Jul 28, 2026 |
| Transfer Doc | 0000017173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 04, 2026 |
| Property Address | 613 WILLOW ST, ELSMERE, KY 41018-2040 |
| Document Number | 0000017173 |
| Book / Page | 472 / 870 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202617173 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | KENTUCKY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 455 SPILLMAN DR, DRY RIDGE, KY 41035-7466 |
| Document Number | 0000017174, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 2026080417174 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 29, 2026 |
| Property Address | 613 WILLOW ST, ELSMERE, KY 41018-2040 |
| Document Number | 0000001700 |
| Book / Page | 387 / 113 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 26059000001700 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2012 MAPLETREE LN, INDEPENDENCE, KY 41051-8625 |
| Name | Verified Name |
|---|---|
| Address | 455 SPILLMAN DR, DRY RIDGE, KY 41035-7466 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,388.00 (-1.56%) Homeowner's exemption | $140,500 (-) Land $10,000 Building $130,500 | $140,500 (-) Land $10,000 Building $130,500 |
| 2023 | $1,410.00 Homeowner's exemption | $140,500 Land $10,000 Building $130,500 | $140,500 Land $10,000 Building $130,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures