Kenton County property record for 625 Willow St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1953 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $920,000 (Jan 2022) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-003.01 |
| Primary APN | 004-30-21-003.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 625 WILLOW ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 271 & 272 50FT SS WILLOW ST |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 271-272 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Jan 19, 2022 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2004 · Amount on Record |
| Deed Document Number | 202238 |
| Deed Book / Page | 143 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 625 WILLOW ST, ELSMERE, KY 41018-2040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900170 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | KCM 514/463 |
| Instrument | 23121505900170 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 19, 2022 |
| Property Address | 625 WILLOW ST, ELSMERE, KY 41018-2040 |
| Document Number | 0005900038 |
| Book / Page | 143 / 529 |
| Map Reference | PL 346 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 22011905900038 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 WILLOW ST, ELSMERE, KY 41018-2040 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,300 (-) Land $20,000 Building $148,300 | $168,300 (-) Land $20,000 Building $148,300 | |
| 2025 | $2,556.00 (+85.35%) | $168,300 (+82.93%) Land $20,000 Building $148,300 | $168,300 (+82.93%) Land $20,000 Building $148,300 |
| 2023 | $1,379.00 | $92,000 Land $20,000 Building $72,000 | $92,000 Land $20,000 Building $72,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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