609 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 609 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,102 sqft · built 1962
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Trust Names on Record
Last Sale	$260,000 (Jun 2024)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jun 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-128-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-128-017-000`
Alternative APN	`33612`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,102 sqft Finished Area
1st Floor Area	1,102 sqft
Basement Area	952 sqft
Finished Basement	762 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,039 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33612
Street Address	609 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 4 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	4
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1006
Census Tract	406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	609 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2024	Deed of Trust, Mortgage FIRST INTERNATIONAL BANK & TRUST
Jun 13, 2024	Deed of Trust, Mortgage · FHA Mortgage FIRST INTERNATIONAL BANK & TRUST
May 20, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Deed Book / Page	626-D / 442
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	609 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1985/248
Date	Jun 13, 2024
Book Page	MTG 1985/248

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	601 S MINNESOTA AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	609 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N MAPLE AVE, BRANDON, SD 57005-1173

Mortgage

Document Number	MTG1985/247
Date	Jun 13, 2024
Book Page	MTG 1985/247

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	2150 21ST AVE NW, MINOT, ND 58703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	609 S STEPHEN AVE, SIOUX FALLS, SD 57103-2548
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001735/182
Date	May 20, 2013
Book Page	1735/182

Lender

Name	SUNTRUST MORTGAGE INC
Type	Seller
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,569 (+2.58%) Land $25,615 Building $219,954	$245,569 Land $25,615 Building $219,954
2025	$3,244.00	$239,400 (+1.92%) Land $25,900 Building $213,500
2024	$3,244.00 (+3.02%)	$234,900 (+11.91%) Land $25,900 Building $209,000
2022	$3,149.00	$209,900 Land $25,900 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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