Franklin County property record for 613 Rambler Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,519 sqft · built 2020 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,530 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-11.0-2-004-162.000 |
| Primary APN | 29-1-11.0-2-004-162.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,519 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 613 RAMBLER DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT:5 BLOCK H LAKE ST CLAIR H |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 11 |
| Legal Quarter | NW |
| Legal Subdivision | LAKE ST CLAIR |
| Legal Block | H |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 800901 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 RAMBLER DR, SAINT CLAIR, MO 63077-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Construction Mortgage FARMERS & MECHANICS BANK |
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Aug 24, 2020 | Deed of Trust, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Mar 7, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 |
| Deed Sale | Mar 7, 2019 |
| Prior Sale | Jul 31, 2007 · Amount on Record |
| Deed Document Number | 1902641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 613 RAMBLER DR, SAINT CLAIR, MO 63077-2111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002104609 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2104609 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 6, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 613 RAMBLER DR, SAINT CLAIR, MO 63077-2111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002210955 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2210955 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 24, 2020 |
| Property Address | 613 RAMBLER DR, SAINT CLAIR, MO 63077-2111 |
| Document Number | 0000013789 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 13789 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 613 RAMBLER DR ST CLAIR MO 630772111, ST CLAIR, MO 63077-2111 |
| Document Number | 0000013789 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 13789 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 23, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 7, 2019 |
| Property Address | 613 RAMBLER DR, SAINT CLAIR, MO 63077-2111 |
| Document Number | 0000002641 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2641 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 560 CREST DR ST CLAIR MO 63077, ST CLAIR, MO 63077 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,530.00 (+37.2%) | $39,989 (+26.65%) | $210,470 (+26.65%) Land $12,380 Building $198,090 |
| 2023 | $1,844.00 (-0.81%) | $31,574 | $166,180 Land $12,380 Building $153,800 |
| 2022 | $1,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Jun 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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