Franklin County property record for 525 Rambler Dr, Saint Clair, MO 63077 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1991 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,100 (Mar 2020) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-11.0-2-003-156.000 |
| Primary APN | 29-1-11.0-2-003-156.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 224 sqft |
| Street Address | 525 RAMBLER DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:37 BLOCK 30 LAKE ST CLAIR 30 |
| Legal Range | 1W |
| Legal Township | 41N |
| Legal Section | 11 |
| Legal Subdivision | LAKE ST CLAIR |
| Legal Block | 30 |
| Legal Lot Number | 37 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-11.0-2-003-156.000
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 RAMBLER DR, SAINT CLAIR, MO 63077-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 12, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Feb 25, 2009 · Amount on Record |
| Deed Document Number | 20203534 |
| Prior Transfer Date | Jan 13, 2006 |
| Prior Transfer Doc | 0000001814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 525 RAMBLER DR, SAINT CLAIR, MO 63077-2120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002120641 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2120641 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 12, 2020 |
| Property Address | 525 RAMBLER DR, SAINT CLAIR, MO 63077-2120 |
| Document Number | 0000003534 |
| Instrument Date | Mar 06, 2020 |
| Instrument | 3534 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 RAMBLER DR ST CLAIR MO 630772120, ST CLAIR, MO 63077-2120 |
| Document Number | 3535 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 3535 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+29.96%) | $28,447 (+19.95%) | $149,720 (+19.95%) Land $12,880 Building $136,840 |
| 2023 | $1,385.00 (-4.42%) | $23,716 | $124,820 Land $12,880 Building $111,940 |
| 2022 | $1,449.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Jun 1985, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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