Oakland County property record for 613 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 897 sqft · built 1919 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | Company Name on Record |
| Last Sale | $146,000 (Sep 2026) |
| Tax Bill | $2,765 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-152-015 |
| Primary APN | 24-25-34-152-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 897 sqft Living Area |
| 1st Floor Area | 897 sqft |
| Basement Area | 897 sqft |
| Unfinished Basement | 897 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 122 ft deep x 45 ft wide |
| Garage Area | 223 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 613 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 ELSINORE SUB LOT 137 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | ELSINORE |
| Legal Lot Number | 137 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 173400 |
Source: Oakland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5495 MARINA CT, TROY, MI 48085-3987 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMERCIAL LENDER LLC |
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1/KS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on Record |
| Deed Sale | Sep 24, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2010 · Amount on Record |
| Deed Document Number | 2026140958 |
| Deed Book / Page | 61572 / 841 |
| Prior Transfer Date | Jan 29, 2010 |
| Prior Transfer Doc | 0000026208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2026 |
| Property Address | 613 PEARSON ST, FERNDALE, MI 48220-3302 |
| Document Number | 0000140958 |
| Book / Page | 61572 / 841 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026140958 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $110,595.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 5495 MARINA CT, TROY, MI 48085-3987 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 8, 2026 |
| Property Address | 613 PEARSON ST, FERNDALE, MI 48220-3302 |
| Document Number | 0000149662 |
| Book / Page | 61624 / 804 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026149662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5495 MARINA CT, TROY, MI 48085-3987 |
| Document Number | 0000149662, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 61624/804 |
| Instrument | 2026149662 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 613 PEARSON ST, FERNDALE, MI 48220-3302 |
| Document Number | 0000081897 |
| Book / Page | 61275 / 258 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202681897 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 613 PEARSON ST, FERNDALE, MI 48220-3302 |
| Document Number | 0000081897, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 61275/258 |
| Instrument | 202681897 |
| Name | CREDIT UNION 1/KS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,765.00 (-2.4%) Homeowner's exemption | $120,350 (+12.85%) | $240,700 (+12.85%) |
| 2024 | $2,833.00 (+6.1%) | ||
| 2023 | $106,650 | $213,300 | |
| 2021 | $2,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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