610 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 610 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,132 sqft · built 1921
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2023)
Tax Bill	$7,928 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-110-037`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-110-037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	817 sqft
Basement Area	817 sqft
Unfinished Basement	817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	122 ft deep x 45 ft wide
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	171 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	610 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ELSINORE SUB LOT 120
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	ELSINORE
Legal Lot Number	120
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Sep 25, 2023	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Apr 21, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 21, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	2023105058
Deed Book / Page	58899 / 396
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0000116533
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186W CAMBOURNE ST, FERNDALE, MI 48220-1702

Mortgage

Document Number	0000112910
Date	Oct 16, 2023
Book Page	58941/856
Instrument	112910

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 25, 2023
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Document Number	0000105058
Book / Page	58899 / 396
Map Reference	LB 18 PG 6
Instrument Date	Sep 14, 2023
Instrument	105058
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 PEARSON ST, FERNDALE, MI 48220-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PEARSON ST, FERNDALE, MI 48220-3301

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PEARSON ST, FERNDALE, MI 48220-3301

Mortgage

Document Number	0000107391
Date	Apr 21, 2021
Book Page	56111/426
Instrument	107391

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Document Number	0000196852
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PEARSON ST FERNDALE MI 482203301, FERNDALE, MI 48220-3301

Mortgage

Document Number	0000196852
Date	Nov 21, 2019
Book Page	053537/000615
Instrument	196852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Nov 20, 2046

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 21, 2018
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Document Number	0000138393
Book / Page	052109 / 000587
Instrument Date	Aug 13, 2018
Instrument	138393
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 PEARSON ST FERNDALE MI 482203301, FERNDALE, MI 48220-3301

Mortgage

Document Number	138394
Date	Aug 21, 2018
Book Page	052109/000589
Instrument	138394

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 16, 2018
Property Address	610 PEARSON ST, FERNDALE, MI 48220-3301
Document Number	0000116533
Book / Page	051994 / 000704
Instrument Date	Jul 16, 2018
Instrument	116533
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 784 BLOOMFIELD HILLS MI 483030784, BLOOMFIELD HILLS, MI 48303-0784

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,928.00 (-4.79%) Homeowner's exemption	$163,670 (+17.28%)	$327,340 (+17.28%)
2024	$8,327.00 (+40.45%)
2023		$139,560	$279,120
2021	$5,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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