DuPage County property record for 613 N Cross St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,183 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16-113-002 |
| Primary APN | 05-16-113-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,050 sqft |
| Basement Area | 1,082 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 13.2 ft deep x 6.6 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 613 N CROSS ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-4140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | DE WOLF & TRACYS ADD S 66 FT OF N 132 FT OF W 132 FT |
| Legal Subdivision | DE WOLF & TRACYS ADD |
| Legal Block | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 842500 |
613 N Cross St is owned and occupied by an individual who acquired it in June 1994.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 N CROSS ST, WHEATON, IL 60187-4140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 23, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 1994 |
| Transfer Doc | 0000147511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 613 N CROSS ST, WHEATON, IL 60187-4140 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000176464 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | R2021-176464 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 23, 2021 |
| Property Address | 613 N CROSS ST, WHEATON, IL 60187-4140 |
| Document Number | 0000169878 |
| Map Reference | DOC 11622 |
| Instrument Date | Nov 9, 2021 |
| Instrument | R2021-169878 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 N CROSS ST, WHEATON, IL 60187-4140 |
The 2025 property tax bill for 613 N Cross St was $12,183 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,183.00 | $217,139 Land $42,290 Building $174,849 | $651,417 Land $126,870 Building $524,547 |
| 2022 | $11,300.00 Homeowner's exemption Senior Citizen's exemption | $174,170 Land $33,930 Building $140,240 | $522,510 Land $101,790 Building $420,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 N Cross St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 67 (1978–2020) |
| Claims Outside the SFHA | 37 of 67 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 N Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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