DuPage County property record for 410 N Cross St, Wheaton, IL 60187
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16-122-001 |
| Primary APN | 05-16-122-001 |
|---|
| Roof Material | Asphalt |
|---|---|
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 13.2 ft deep x 6.6 ft wide |
| Street Address | 410 N CROSS ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-4139 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | DE WOLF & TRACYS ADD N 1/2 N 1/2 |
| Legal Subdivision | DE WOLF & TRACYS ADD |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 842500 |
410 N Cross St is owned by a company.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 125 N SEMINARY AVE, WHEATON, IL 60187 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LUTHERAN CHURCH EXTENSION FUND MO |
| Jan 19, 2017 | Loan Modification, Mortgage PROVIDENCE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 410 N CROSS ST, WHEATON, IL 60187-4139 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 410 N CROSS ST, WHEATON, IL 60187-4139 |
| Document Number | 0000075602 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | R2022-075602 |
| Name | LUTHERAN CHURCH EXTENSION FUND MO |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63127 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jun 27, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 410 N CROSS ST, WHEATON, IL 60187-4139 |
| Document Number | 0000011482 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N MAIN ST WHEATON IL 60187, WHEATON, IL 60187 |
| Document Number | 0000011482 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 11482 |
| Name | PROVIDENCE BK&TR |
|---|---|
| Address | SOUTH HOLLAND, IL 60473 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2022 | Additional exemption filed |
FEMA maps place 410 N Cross St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 67 (1978–2020) |
| Claims Outside the SFHA | 37 of 67 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 410 N Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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