Fayette County property record for 601 Main St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,885 sqft · built 1915 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Jan 2021) |
| Tax Bill | $1,548 (2026) |
| Deeds & Mortgages | Jan 2021 Sale Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814401002 |
| Primary APN | 0814401002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 1,101 sqft |
| Unfinished Basement | 1,101 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 120 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 601 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 TO 4 BLK 4 SUTTERS ADD. |
| Legal Subdivision | SUTTERS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 80600 |
601 Main St is owned and occupied by an individual who bought it in January 2021.
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 MAIN ST, ELGIN, IA 52141-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Warranty Deed, Transfer |
| Jan 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Prior Sale | Jan 5, 2021 · Amount on File |
| Deed Document Number | 202124 |
| Deed Book / Page | 2021 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Jan 5, 2021 |
| Property Address | 601 MAIN ST, ELGIN, IA 52141-9619 |
| Document Number | 2021/23 |
| Book / Page | 2021 / 23 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021-23 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7217 GREAT RIVER RD, CLERMONT, IA 52135-8532 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Jan 5, 2021 |
| Property Address | 601 MAIN ST, ELGIN, IA 52141-9619 |
| Document Number | 0002021/24 |
| Book / Page | 2021 / 24 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021-24 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 MAIN ST, ELGIN, IA 52141-9619 |
| Document Number | 0002021/25 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 2021/25 |
| Instrument | 2021-25 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 601 Main St was $1,548.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,548.00 | $104,530 (-) Land $10,240 Building $94,290 | $104,530 (-) Land $10,240 Building $94,290 |
| 2025 | $1,548.00 (+9.63%) | $104,530 Land $10,240 Building $94,290 | $104,530 Land $10,240 Building $94,290 |
| 2024 | $1,412.00 | ||
| 2023 | $90,820 (+27.5%) Land $10,240 Building $80,580 | $90,820 Land $10,240 Building $80,580 | |
| 2022 | $1,452.00 | $71,230 Land $8,540 Building $62,690 | |
| 2021 | $71,230 Land $8,540 Building $62,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 601 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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