Berrien County property record for 613 Joining Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,701 sqft · built 1970 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Company Name on Record |
| Last Sale | $46,900 (Aug 1979) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-9300-0026-00-9 |
| Primary APN | 17-9300-0026-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,701 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Tri-Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 153 ft deep x 98 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 613 JOINING RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 26 YELLOW CREEK |
| Legal Subdivision | YELLOW CREEK |
| Legal Lot Number | 26 |
| Legal Unit | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 613 JOINING RD, SAINT JOSEPH, MI 49085-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1979 · Amount on Record |
| Deed Sale | Aug 31, 1979 · Amount on Record |
| Prior Sale | Mar 10, 1978 · Amount on Record |
| Deed Book / Page | 1111 / 541 |
| Last Transfer Date | May 5, 2021 |
| Transfer Doc | 03326/2800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 613 JOINING RD, SAINT JOSEPH, MI 49085-9320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03235/0306 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 3235/0306 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 10, 2021 |
| Property Address | 613 JOINING RD, SAINT JOSEPH, MI 49085-9320 |
| Document Number | 03326/2800 |
| Book / Page | 3326 / 2800 |
| Map Reference | MB 19 PG 4 |
| Instrument Date | May 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 613 JOINING RD, SAINT JOSEPH, MI 49085-9320 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,700 (+1.93%) | $263,400 (+1.93%) | |
| 2025 | $2,489.00 (+2.39%) Homeowner's exemption | $129,200 (+20.86%) | $258,400 (+20.86%) |
| 2024 | $2,431.00 (+7.14%) | ||
| 2023 | $106,900 | $213,800 | |
| 2022 | $2,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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