613 Jay St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 613 Jay St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2019)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Sep 2019 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0171-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0171-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	60 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	613 JAY ST
City	SAINT CLAIR
State	MI
Zip	48079-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	E1/2 OF LOT 291 MAP OF ST CLAIR
Legal Subdivision	A G WESTBROOKS ADDITION
Legal Lot Number	291
Legal Unit	291
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1033
Census Tract	642000

Owner

613 Jay St is owned by an individual who bought it in September 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	684 LEONARD ST, 1R, BROOKLYN, NY 11222-7830
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	201919491
Deed Book / Page	5099 / 515
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	003552/884
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2019
Property Address	613 JAY ST, SAINT CLAIR, MI 48079-5321
Document Number	0050990515
Book / Page	005099 / 000515
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 KENT AVE BROOKLYN NY 112495268, BROOKLYN, NY 11249-5268

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 30, 2017
Property Address	613 JAY ST, SAINT CLAIR, MI 48079-5321
Document Number	0048840385
Book / Page	004884 / 000385
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 JAY ST ST CLAIR MI 480795321, ST CLAIR, MI 48079-5321

Mortgage

Document Number	48840386
Date	Oct 30, 2017
Book Page	004884/000386

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 613 Jay St was $2,912, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (+9.23%)	$132,600
2025	$2,912.00 (+2.93%)	$60,700
2024	$2,829.00		$121,400
2023		$50,100
2022	$2,610.00		$100,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 613 Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures