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515 Jay St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 515 Jay St, Saint Clair, MI 48079 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1923
Square Footage1,510 sqft Living Area
Lot Size4,704 sqft (0.108 acres)
OccupancyOwner Occupied
Last Sale$242,000 (2022)
Tax Bill$2,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-07-049-0121-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,510 sqft Living Area
1st Floor755 sqft 1st Floor
Basement Area755 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area4,704 sqft (0.108 acres)
Depth X Width78.5 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area342 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address515 JAY ST
CitySAINT CLAIR
StateMI
Zip48079-5319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN78.5' LOT 218 MAP OF ST CLAIR
Legal SubdivisionST CLAIR
Legal Lot Number218
Legal Unit218
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup1
Census Block1034
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-049-0121-000

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 JAY ST, SAINT CLAIR, MI 48079-5319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
NEIGHBORS BANK
Mar 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
EASTERN MICHIGAN BANK
Aug 17, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Prior SaleAug 17, 2018 · Amount on Record
Deed Doc Number202214325
Deed Book / Page5531 / 437
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 13, 2022
Property Address515 JAY ST, SAINT CLAIR, MI 48079-5319
Document Number0005531437
Book / Page5531 / 437
Map ReferenceLB D PG 35
Instrument DateMay 17, 2022
Instrument2022014325
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyCISLO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,815.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address515 JAY ST, 515, SAINT CLAIR, MI 48079-5319

Transferred To (Grantee/Buyer)

NameVerified Name
Address9373 E POTTER RD, DAVISON, MI 48423-8156

Mortgage

Document Number0005526171
DateMay 27, 2022
Book Page5526/171
Instrument2022013139
Lender
NameNEIGHBORS BANK
TypeBank
AddressCOLUMBIA, MO 65202
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address515 JAY ST, SAINT CLAIR, MI 48079-5319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049280326
DateMar 23, 2018
Book Page4928/326
Instrument2018006218
Lender
NameEASTERN MICHIGAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMar 22, 2021
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 17, 2018
Property Address515 JAY ST, SAINT CLAIR, MI 48079-5319
Document Number0049790152
Book / Page004979 / 000152
Instrument DateAug 03, 2018
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,388.04
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3451 CASCADE RD SE GRAND RAPIDS MI 495462136, GRAND RAPIDS, MI 49546-2136

Mortgage

Document Number49790153
DateAug 17, 2018
Book Page004979/000153
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,846.00 (-7.48%) Homeowner's exemption$90,100 (+21.43%)
2024$3,076.00 (+8.92%)$180,200 (+21.43%)
2023$74,200
2022$2,824.00$148,400

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