Chesapeake City property record for 613 Howelsen Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,110 sqft · built 2017 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,000 (Jan 2018) |
| Tax Bill | $6,157 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Nov 2019 Mortgage + 1 more |
| APN | 0394001001280 |
| Primary APN | 0394001001280 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,110 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Upper Floors Area | 1,345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 179 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 253 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 613 HOWELSEN CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8: RESIDE |
| Legal Description | 128 ELBOW ESTATES PH 1 |
| Legal Subdivision | CENTERVILLE COMMONS,ELBOW ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER HOME FUNDING LLC |
| Nov 7, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INCORPORATED |
| Jan 3, 2018 | Warranty Deed, Transfer · VA Mortgage C & F MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 2018151 |
| Deed Book / Page | 9871 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 613 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010218/517 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 10218/517 |
| Instrument | 200032790 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 613 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | NEXUSS |
| Name | Verified Name |
|---|
| Document Number | 10076/1136 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 10076/1136 |
| Instrument | 190030607 |
| Name | SOVEREIGN LENDING GROUP INCORPORATED |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 3, 2018 |
| Property Address | 613 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 9871/397 |
| Book / Page | 9871 / 397 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 180000151 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 180000152 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 180000152 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2021 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,100 (+4.35%) Land $205,000 Building $431,100 | $636,100 (+4.35%) Land $205,000 Building $431,100 | |
| 2025 | $6,157.00 (+39.93%) | $609,600 (+2.01%) Land $185,000 Building $424,600 | $609,600 (+2.01%) Land $185,000 Building $424,600 |
| 2023 | $597,600 (+20.44%) Land $175,000 Building $422,600 | $597,600 (+20.44%) Land $175,000 Building $422,600 | |
| 2022 | $496,200 Land $150,000 Building $346,200 | $496,200 Land $150,000 Building $346,200 | |
| 2019 | $4,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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