Chesapeake City property record for 604 Howelsen Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,523 sqft · built 2017 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $391,959 (May 2017) |
| Tax Bill | $5,471 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Second Mortgage + 4 more |
| APN | 0394001001320 |
| Primary APN | 0394001001320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,523 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 115 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 149 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 HOWELSEN CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8: RESIDE |
| Legal Description | 132 ELBOW ESTATES PH 1 |
| Legal Subdivision | CENTERVILLE COMMONS,ELBOW ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Nov 6, 2018 | Intrafamily Transfer, Transfer · Loan Assumption C&F MORTGAGE CORPORATION |
| May 1, 2017 | Warranty Deed, Transfer · FHA Mortgage C & F MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on Record |
| Deed Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 201711565 |
| Deed Book / Page | 9782 / 61 |
| Last Transfer Date | Oct 26, 2018 |
| Transfer Doc | 9965/1817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 29, 2026 |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 0000016639 |
| Book / Page | 10995 / 1100 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202616639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 0000016639, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 10995/1100 |
| Instrument | 202616639 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10692/1336 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 10692/1336 |
| Instrument | 230018965 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10321/1321 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 10321/1321 |
| Instrument | 210009561 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10246/980 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 10246/980 |
| Instrument | 200040230 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 6, 2018 |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 9965/1817 |
| Book / Page | 9965 / 1817 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 180029433 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Date | Nov 6, 2018 |
|---|
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 1, 2017 |
| Property Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 9782/61 |
| Book / Page | 9782 / 61 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 170011565 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 HOWELSEN CT, CHESAPEAKE, VA 23320-3426 |
| Document Number | 170011566 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 170011566 |
| Name | C & F MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,300 (+8.05%) Land $205,000 Building $380,300 | $585,300 (+8.05%) Land $205,000 Building $380,300 | |
| 2025 | $5,471.00 (+3.05%) | $541,700 (+2.42%) Land $185,000 Building $356,700 | $541,700 (+2.42%) Land $185,000 Building $356,700 |
| 2024 | $5,309.00 (+32.79%) | ||
| 2023 | $528,900 (+20.26%) Land $175,000 Building $353,900 | $528,900 (+20.26%) Land $175,000 Building $353,900 | |
| 2022 | $439,800 Land $150,000 Building $289,800 | $439,800 Land $150,000 Building $289,800 | |
| 2019 | $3,998.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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