Anne Arundel County property record for 613 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,988 sqft · built 1986 |
| Lot Size | 0.342 acres (14,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $767,500 (Jan 2024) |
| Tax Bill | $6,776 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-12682638 |
| Primary APN | 02-412-12682638 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,896 sqft (0.342 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Deck Area | 240 sqft |
| Greenhouse | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41212682638 |
|---|---|
| Street Address | 613 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 8 BK Q SC 3 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | Q |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 702601 |
613 Harbor Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 HARBOR DR, ANNAPOLIS, MD 21403-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Prior Sale | Apr 16, 1987 · Amount on File |
| Deed Book / Page | 40195 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 24, 2024 |
| Property Address | 613 HARBOR DR, ANNAPOLIS, MD 21403-3822 |
| Document Number | 0401950483 |
| Book / Page | 40195 / 483 |
| Map Reference | MB 25 FO 8 |
| Instrument Date | Jan 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 613 HARBOR DR, ANNAPOLIS, MD 21403-3822 |
| Document Number | 0040195489 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 40195/489 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 613 Harbor Dr was $6,776 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,100 Land $338,100 Building $252,000 | $590,100 Land $338,100 Building $252,000 | |
| 2025 | $6,776.00 | ||
| 2023 | $5,549.00 | $508,200 Land $338,100 Building $170,100 | $508,200 Land $338,100 Building $170,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G and 4G LTE (outdoors only)
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