613 E Hill Ave, Gallup, NM 87301 Property Records

McKinley County property record for 613 E Hill Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,639 sqft)
Owner	2 Individual Names on File
Last Sale	$202,160 (Feb 2026)
Tax Bill	$793 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-278-196`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-278-196`
Alternative APN	`R141992`

Exterior

Lot Area	8,639 sqft (0.198 acres)

Location & Zoning

Account Number	R141992
Street Address	613 E HILL AVE
City	GALLUP
State	NM
Zip	87301-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 & 27, W1/2 OF LOT 28, BLOCK 9, COTTAGE HEIGHTS ADDN. BK 9 PG 5576 11/17/95 DOC 397644 08/27/21 CODE 2-105-088-278-196
Legal Subdivision	COTTAGE HEIGHTS ADDN
Legal Block	9
Legal Lot Number	26-28
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3000
Census Tract	945400

Owner

613 E Hill Ave is owned by two individuals who bought it in February 2026.

Source: McKinley County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 TANNER AVE, GALLUP, NM 87301-7108
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Aug 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Aug 27, 2021
Deed Document Number	2026413796
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Feb 13, 2026
Property Address	613 E HILL AVE, GALLUP, NM 87301-6060
Document Number	0000413796
Instrument Date	Feb 12, 2026
Instrument	413796
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUR CORNERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	300 TANNER AVE, GALLUP, NM 87301-7108

Mortgage

Document Number	0000413797
Date	Feb 13, 2026
Instrument	413797

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Aug 27, 2021
Property Address	613 E HILL AVE, GALLUP, NM 87301-6060
Document Number	0000397644
Instrument Date	Aug 27, 2021
Instrument	397644
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	GRALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 E HILL AVE, GALLUP, NM 87301-6060

Mortgage

Document Number	0000397645
Date	Aug 27, 2021
Instrument	397645

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKINLEY NM
Recording Date	Aug 27, 2021
Property Address	613 E HILL AVE, GALLUP, NM 87301-6060
Document Number	0000397643
Instrument Date	Aug 27, 2021
Instrument	397643
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 613 E Hill Ave was $793, down 5.5% from the year before.

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,764 (+3%) Land $7,734 Building $16,030	$71,292 (+3%) Land $23,203 Building $48,089
2025	$793.00 (-5.48%)	$23,072 (+3%) Land $7,693 Building $15,379	$69,216 (+3%) Land $23,080 Building $46,136
2024	$839.00 (-1.18%)	$22,400 (-0.43%) Land $7,693 Building $14,707	$67,200 (-0.43%) Land $23,080 Building $44,120
2023	$849.00 (-10.25%)	$22,496 (-12.73%) Land $7,693 Building $14,803	$67,490 (-12.72%) Land $23,080 Building $44,410
2022	$946.00	$25,776 Land $7,693 Building $18,083	$77,330 Land $23,080 Building $54,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 613 E Hill Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2025–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 613 E Hill Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

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