McKinley County property record for 607 E Hill Ave, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.391 acres (17,067 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,260 (2023) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-1050-8823-2185 |
| Primary APN | 2-1050-8823-2185 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,067 sqft (0.391 acres) |
|---|
| Account Number | R018538 |
|---|---|
| Street Address | 607 E HILL AVE |
| City | GALLUP |
| State | NM |
| Zip | 87301-6060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21A, REPLAT NO.1 OF LOTS 17,18,19,20, 21, AND 22, BLOCK 9, COTTAGE HEIGHTS ADDN. CONT. 0.3918 ACS M/L BK 20 PG3050 5/5/03 |
| Legal Subdivision | COTTAGE HEIGHTS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 17,18,1 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 945400 |
Source: McKinley County records, as of December 11, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 607 E HILL AVE, GALLUP, NM 87301-6060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Nov 20, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage BANK OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2017 |
| Transfer Doc | 0000382637 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Property Address | 607 E HILL AVE, GALLUP, NM 87301-6060 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000390064 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 390064 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | GALLUP, NM 87301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 26, 2034 |
| Rate | 4.95% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Recording Date | Nov 20, 2017 |
| Property Address | 607 E HILL AVE, GALLUP, NM 87301-6060 |
| Document Number | 0000382637 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 382637 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | NOT AVAILABLE, GALLUP TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 607 E HILL AVE, GALLUP, NM 87301-6060 |
| Document Number | 0000382638 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 382638 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2032 |
Source: McKinley County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,260.00 (+5.88%) | $33,390 (+3%) Land $9,838 Building $23,552 | $100,169 (+3%) Land $29,514 Building $70,655 |
| 2022 | $1,190.00 | $32,417 Land $9,258 Building $23,159 | $97,252 Land $27,774 Building $69,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2025–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
May also be available: Verizon.
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