Gaston County property record for 613 E Elm St, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 2025 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Tax Bill | $301 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 313942 |
| Primary APN | 313942 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,547 sqft Heated Area |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 613 E ELM ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORNER LOT PROPERTIES LLC LOT 2 PLAT BOOK 106 PAGE 012 |
| Legal Lot Number | 2 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31401 |
613 E Elm St is owned by a company that acquired it in December 2025.
Source: Gaston County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 78591, CHARLOTTE, NC 28271-7052 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
| Nov 13, 2025 | Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
| Dec 12, 2025 | Correction Deed |
| Dec 11, 2025 | Deed, Transfer |
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 |
| Deed Sale | Dec 11, 2025 |
| Prior Sale | Nov 13, 2025 · Amount on File |
| Deed Document Number | 0056051935 |
| Deed Book / Page | 5605 / 1935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 613 E ELM ST, GASTONIA, NC 28054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0055991510 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5599/1510 |
| Name | NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | 225 CENTRE ST, ROXBURY, MA 02119 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 613 E ELM ST, GASTONIA, NC 28054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0055991510 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 5599/1510 |
| Name | NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | 225 CENTRE ST, ROXBURY, MA 02119 |
| Amount | Amount on Record |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 12, 2025 |
| Property Address | 613 E ELM ST, GASTONIA, NC 28054 |
| Document Number | 0056052101 |
| Book / Page | 5605 / 2101 |
| Map Reference | MB 106 PG 12 |
| Instrument Date | Dec 12, 2025 |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | PO BOX 78591, CHARLOTTE, NC 28271-7052 |
| Name | Verified Name |
|---|---|
| Address | 613 ELM AVE, MOUNT HOLLY, NC 28120-2222 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 11, 2025 |
| Property Address | 613 E ELM ST, GASTONIA, NC 28054 |
| Document Number | 0056051935 |
| Book / Page | 5605 / 1935 |
| Map Reference | MB 106 PG 12 |
| Instrument Date | Dec 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 ELM ST, MOUNT HOLLY, NC 28120-2222 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 78591, CHARLOTTE, NC 28271-7052 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 13, 2025 |
| Property Address | 613 E ELM ST, GASTONIA, NC 28054 |
| Document Number | 0055991491 |
| Book / Page | 5599 / 1491 |
| Map Reference | MB 71 PG 89 |
| Instrument Date | Nov 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 78591, CHARLOTTE, NC 28271-7052 |
| Name | Verified Name |
|---|---|
| Address | 613 ELM AVE, MOUNT HOLLY, NC 28120-2222 |
| Document Number | 0055991494 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 5599/1494 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 613 E Elm St was $301.
Source: Gaston County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $301.00 | $98,000 Land $30,000 Building $68,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 613 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 613 E Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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