Gaston County property record for 609 E Elm St, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 2025 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $301 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 313941 |
| Primary APN | 313941 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,547 sqft Heated Area |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 609 E ELM ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORNER LOT PROPERTIES LLC LOT 1 PLAT BOOK 106 PAGE 012 |
| Legal Lot Number | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31401 |
609 E Elm St is owned and occupied by an individual who bought it in December 2025.
Source: Gaston County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 609 ELM AVE, MOUNT HOLLY, NC 28120-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Deed Document Number | 0056092160 |
| Deed Book / Page | 5609 / 2160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 30, 2025 |
| Property Address | 609 E ELM ST, GASTONIA, NC 28054 |
| Document Number | 0056092160 |
| Book / Page | 5609 / 2160 |
| Map Reference | MB 71 PG 89 |
| Instrument Date | Nov 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 78591, CHARLOTTE, NC 28271-7052 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 609 ELM AVE, MOUNT HOLLY, NC 28120-2222 |
| Document Number | 0056092163 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 5609/2163 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0056092176 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5609/2176 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 4097 MONUMENT CORNER DR STE 600, FAIRFAX, VA 22030 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 29, 2040 |
Source: Gaston County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
FEMA maps place 609 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 609 E Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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