613 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 613 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1960
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Apr 2026)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0011.0-0019.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0011.0-0019.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	724 sqft
Basement Area	362 sqft
Unfinished Basement	362 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,240 sqft (0.143 acres)
Lot Width	40 ft Width

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	613 E 2ND ST
City	XENIA
State	OH
Zip	45385-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	XENIA E 168 S W 1/2 O LOT 20 613 E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	20
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	3
Census Block	3021
Census Tract	240600

Owner

Source: Greene County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 E 2ND ST, XENIA, OH 45385-3323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage JOHN M WARNER
Apr 30, 2026	Special Warranty Deed, Transfer · FHA Mortgage OHIO HOUSING FINANCE AGENCY
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage JOHN M WARNER
Oct 10, 2025	Warranty Deed, Transfer · Commercial Mortgage EQUITYTRUST COMPANY CUSTODIAN FBO TERI S

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	20266666
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	613 E 2ND ST, XENIA, OH 45385-3323
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 DRIFTWOOD DR, FAIRBORN, OH 45324-7585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016016
Date	Oct 10, 2025
Instrument	2025016016

Lender

Name	JOHN M WARNER
Type	Private Party
Address	270 REGENCY RIDGE DR STE 115, DAYTON, OH 45459

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 28, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 30, 2026
Property Address	613 E 2ND ST, XENIA, OH 45385-3323
Document Number	0000006666
Instrument Date	Apr 6, 2026
Instrument	2026.6666
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SERVIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,419.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 E 2ND ST, XENIA, OH 45385-3323

Mortgage

Document Number	0000006667,
Date	Apr 30, 2026
Instrument	2026..6667

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000006668,
Date	Apr 30, 2026
Instrument	2026.6668

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	613 E 2ND ST, XENIA, OH 45385-3323
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 DRIFTWOOD DR, FAIRBORN, OH 45324-7585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016016
Date	Oct 10, 2025
Instrument	2025016016

Lender

Name	JOHN M WARNER
Type	Private Party
Address	270 REGENCY RIDGE DR STE 115, DAYTON, OH 45459

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 28, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 10, 2025
Property Address	613 E 2ND ST, XENIA, OH 45385-3323
Document Number	0000016014
Map Reference	CAB 31 PG 53 A-B
Instrument Date	Sep 17, 2025
Instrument	2025016014
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3283 RYAN AVE, CLOVIS, CA 93611-5593
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016015
Date	Oct 10, 2025
Instrument	2025016015

Lender

Name	EQUITYTRUST COMPANY CUSTODIAN FBO TERI S
Type	Non-Lending Institution
Address	270 REGENCY RIDGE DR STE 115, DAYTON, OH 45459

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 28, 2026

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (-0.08%)	$30,370 (-) Land $1,800 Building $28,570
2024		$30,370 (-) Land $1,800 Building $28,570
2023	$1,323.00 (-5.23%)	$30,370 (+41.78%) Land $1,800 Building $28,570	$86,790 (+41.81%) Land $5,150 Building $81,640
2022	$1,396.00	$21,420 Land $1,640 Building $19,780
2020			$61,200 Land $4,680 Building $56,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1988–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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