597 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 597 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1900
Lot Size	0.143 acres (6,240 sqft)
Owner	Company Name on File
Last Sale	$54,000 (Apr 2020)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0011.0-0017.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0011.0-0017.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	156 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	597 E 2ND ST
City	XENIA
State	OH
Zip	45385-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	XENIA 40X156 W SIDE O LOT 20 597 E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	20
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	3
Census Block	3021
Census Tract	240600

Owner

597 E 2nd St is owned by a company that bought it in April 2020.

Source: Greene County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	523 WINDSOR PARK DR, DAYTON, OH 45459-4112
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY CU INC
Apr 1, 2021	Warranty Deed, Transfer · Line of Credit JEREMY REED
Apr 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	20205824
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0000012287
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	597 E 2ND ST, XENIA, OH 45385-3321
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 WINDSOR PARK DR, DAYTON, OH 45459-4112

Mortgage

Document Number	0000000652
Date	Jan 18, 2023
Instrument	2023000652

Lender

Name	RIVER VALLEY CU INC
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 1, 2021
Property Address	597 E 2ND ST, XENIA, OH 45385-3321
Document Number	0000007824
Map Reference	CAB 31 PG 53A-53B
Instrument Date	Mar 11, 2021
Instrument	2021007824
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 WINDSOR PARK DR, DAYTON, OH 45459-4112

Mortgage

Document Number	0000007825
Date	Apr 1, 2021
Instrument	2021007825

Lender

Name	JEREMY REED
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	25 Months
Due	May 1, 2023

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 6, 2020
Property Address	597 E 2ND ST, XENIA, OH 45385-3321
Document Number	0000005824
Instrument Date	Mar 19, 2020
Instrument	5824
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 E 2ND ST XENIA OH 453853321, XENIA, OH 45385-3321

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Jul 27, 2018
Property Address	597 E 2ND ST, XENIA, OH 45385-3321
Document Number	0000012287
Instrument Date	Apr 26, 2018
Instrument	12287
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5971 MORROW COZADDALE RD MORROW OH 451528916, MORROW, OH 45152-8916

Tax Assessment & Valuation

The 2025 property tax bill for 597 E 2nd St was $1,250, down 4.4% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (-4.43%)	$30,590 (-) Land $1,800 Building $28,790
2024	$1,308.00 (-1.88%)	$30,590 (-) Land $1,800 Building $28,790
2023	$1,333.00 (+33.97%)	$30,590 (+40.77%) Land $1,800 Building $28,790	$87,400 Land $5,150 Building $82,250
2022	$995.00	$21,730 Land $1,640 Building $20,090
2020			$62,090 Land $4,680 Building $57,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 597 E 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1988–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 597 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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