613 E 18th St, Atlantic, IA 50022 Property Records

Cass County property record for 613 E 18th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1958
Lot Size	0.219 acres (9,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2025)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300004863001000`

Property Details

APN / Parcel Number

Primary APN	`300004863001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,532 sqft (0.219 acres)

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	113 sqft
Patio Area	321 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	613 E 18TH ST
City	ATLANTIC
State	IA
Zip	50022-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR RIDGE ADD LT 80 (EXC N2')
Legal Subdivision	FAIR RIDGE ADDITION
Legal Lot Number	80
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2008
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 E 18TH ST, ATLANTIC, IA 50022-2833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK
Oct 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	May 12, 2008 · Amount on Record
Deed Book / Page	2025 / 1883
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	613 E 18TH ST, ATLANTIC, IA 50022-2833
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E DUNCAN ST, HANCOCK, IA 51536-3011

Mortgage

Document Number	002025/647
Date	Apr 16, 2025
Book Page	2025/647

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Oct 29, 2025
Property Address	613 E 18TH ST, ATLANTIC, IA 50022-2833
Document Number	02025/1883
Book / Page	2025 / 1883
Instrument Date	Oct 25, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 E 18TH ST, ATLANTIC, IA 50022-2833

Mortgage

Document Number	0020251884
Date	Oct 29, 2025
Instrument	2025/1884

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00	$115,080 (-) Land $17,060 Building $98,020	$115,080 (-) Land $17,060 Building $98,020
2025	$1,978.00 (-13.89%)	$115,080 (-9.21%) Land $17,060 Building $98,020	$115,080 (-9.21%) Land $17,060 Building $98,020
2024	$2,297.00 (+17.19%)	$126,760 (-) Land $17,060 Building $109,700
2023		$126,760 Land $17,060 Building $109,700	$126,760 Land $17,060 Building $109,700
2022	$1,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

Nearby Properties on E 18th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures