609 E 18th St, Atlantic, IA 50022 Property Records

Cass County property record for 609 E 18th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,004 sqft · built 1959
Lot Size	0.182 acres (7,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,000 (Dec 2005)
Tax Bill	$1,694 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300004227001000`

Property Details

APN / Parcel Number

Primary APN	`300004227001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Finished Basement	335 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,910 sqft (0.182 acres)
Lot Dimensions	113 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	609 E 18TH ST
City	ATLANTIC
State	IA
Zip	50022-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR RIDGE ADD LOT 78 (EXC N2')
Legal Subdivision	FAIR RIDGE ADDITION
Legal Lot Number	78
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2008
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E 18TH ST, ATLANTIC, IA 50022-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2005 · Amount on Record
Deed Sale	Dec 1, 2005 · Amount on Record
Deed Document Number	20052005_02778
Deed Book / Page	2005 / 2778
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	609 E 18TH ST, ATLANTIC, IA 50022-2833
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1656
Date	Jul 27, 2021
Book Page	2021/1656
Instrument	2021-1656

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,694.00 Homeowner's exemption	$109,390 (-) Land $14,140 Building $95,250	$109,390 (-) Land $14,140 Building $95,250
2025	$1,694.00 (-13.48%) Homeowner's exemption	$109,390 (-8.18%) Land $14,140 Building $95,250	$109,390 (-8.18%) Land $14,140 Building $95,250
2024	$1,958.00 (+17.95%)
2023		$119,140 Land $14,140 Building $105,000	$119,140 Land $14,140 Building $105,000
2022	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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