613 Creekside Dr, Geneva, IL 60134 Property Records

Kane County property record for 613 Creekside Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,892 sqft · built 1996
Lot Size	0.488 acres (21,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,192,000 (Mar 2023)
Tax Bill	$27,014 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-132-010`

Property Details

APN / Parcel Number

Primary APN	`12-10-132-010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,892 sqft Living Area
Gross Area	6,307 sqft
Basement Area	2,415 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Lot Area	21,267 sqft (0.488 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	613 CREEKSIDE DR
City	GENEVA
State	IL
Zip	60134-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 TRAIL
Legal Subdivision	HERRINGTONS TRAIL
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2051
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 CREEKSIDE DR, GENEVA, IL 60134-2673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	20239058
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 24, 2023
Property Address	613 CREEKSIDE DR, GENEVA, IL 60134-2673
Document Number	0000009058
Map Reference	DOC 94K088652
Instrument Date	Mar 21, 2023
Instrument	2023K009058
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 CREEKSIDE DR, GENEVA, IL 60134-2673

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	613 CREEKSIDE DR, GENEVA, IL 60134-2673

Mortgage

Document Number	0000009059
Date	Mar 24, 2023
Instrument	2023K009059

Lender

Name	BANK FIVE NINE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	8.99%
Index	1-Year CMT
Max Rate	12.9%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,014.00 (+11.02%)	$382,022 (+8.5%) Land $84,284 Building $297,738	$1,146,525 (+8.5%) Land $252,953 Building $893,571
2024		$352,094 (+18.38%) Land $77,681 Building $274,413	$1,056,705 (+18.43%) Land $233,136 Building $823,568
2022	$24,332.00 (+2.91%) Homeowner's exemption	$297,422 (+3.86%) Land $65,619 Building $231,803	$892,266 (+3.86%) Land $196,857 Building $695,409
2021	$23,645.00 Homeowner's exemption	$286,368 Land $63,180 Building $223,188	$859,104 Land $189,540 Building $669,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20