Kane County property record for 540 Creekside Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,122 sqft · built 1998 |
| Lot Size | 0.329 acres (14,310 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $825,000 (Apr 2021) |
| Tax Bill | $25,837 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-132-006 |
| Primary APN | 12-10-132-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,122 sqft Living Area |
| Gross Area | 5,780 sqft |
| Basement Area | 1,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,310 sqft (0.329 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 540 CREEKSIDE DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERRINGTONS TRAIL - LOT 7 |
| Legal Subdivision | HERRINGTONS TRAIL |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 540 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 5, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 6, 2021 | Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on Record |
| Deed Sale | Apr 6, 2021 · Amount on Record |
| Prior Sale | Jun 11, 1998 |
| Deed Document Number | 202126216 |
| Prior Transfer Date | Oct 2, 2009 |
| Prior Transfer Doc | 0000083305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 5, 2025 |
| Property Address | 540 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Document Number | 0000048289 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025K048289 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 504 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 6, 2021 |
| Property Address | 540 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Document Number | 0000026216 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021K026216 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Document Number | 0000026217 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021K026217 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 540 CREEKSIDE DR, GENEVA, IL 60134-2670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057683 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019K057683 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 18.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,837.00 (+3.18%) Homeowner's exemption | $365,733 (+8.5%) Land $72,243 Building $293,490 | $1,097,638 (+8.5%) Land $216,816 Building $880,822 |
| 2024 | $25,040.00 (+7.59%) Homeowner's exemption | $337,081 (+18.38%) Land $66,583 Building $270,498 | $1,011,648 (+18.43%) Land $199,829 Building $811,819 |
| 2022 | $23,273.00 (+2.91%) Homeowner's exemption | $284,740 (+3.86%) Land $56,244 Building $228,496 | $854,220 (+3.86%) Land $168,732 Building $685,488 |
| 2021 | $22,615.00 Homeowner's exemption | $274,158 Land $54,154 Building $220,004 | $822,474 Land $162,462 Building $660,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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