Cleveland County property record for 613 Broad St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,754 sqft · built 1959 |
| Lot Size | 1.45 acres (63,434 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $671 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19578 |
| Primary APN | 19578 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,754 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 63,434 sqft (1.45 acres) |
| Garage Type | Carport |
| Garage Area | 259 sqft |
| Carport | Carport |
| Carport Area | 259 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 170 sqft |
| Storage Building | 49 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1319340 |
|---|---|
| Street Address | 613 BROAD ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT BROAD ST LIFE ESTATE |
| Legal Subdivision | BROAD ST LIFE ESTATE |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 951200 |
613 Broad St is owned and occupied by an individual who acquired it in February 2018.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 BROAD ST, SHELBY, NC 28152-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Feb 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2018 |
| Transfer Doc | 0017611099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 613 BROAD ST, SHELBY, NC 28152-6511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018821506 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 1882/1506 |
| Instrument | 200078325 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 20, 2018 |
| Property Address | 613 BROAD ST, SHELBY, NC 28152-6511 |
| Document Number | 0017611099 |
| Book / Page | 001761 / 001099 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 10389 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 238 N MAIN ST ANSONIA CT 064011424, ANSONIA, CT 06401-1424 |
The 2026 property tax bill for 613 Broad St was $671, down 46.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $671.00 (-46.15%) | $125,238 (-) Land $23,835 Building $101,403 | $125,238 (-) Land $23,835 Building $101,403 |
| 2025 | $1,246.00 | $125,238 Land $23,835 Building $101,403 | $125,238 Land $23,835 Building $101,403 |
| 2023 | $68,391 Land $20,070 Building $48,321 | $68,391 Land $20,070 Building $48,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1990–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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